body{margin:0;font-family:Inter,Arial;background:#F3F6FA;color:#1b1b1b}
header{background:#0E2448;color:white}
.nav{max-width:1100px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:16px}
.logo{height:42px}
nav a{color:white;margin:0 12px;text-decoration:none;font-weight:600}
.cta{background:#E6B93D;color:#0E2448;padding:10px 16px;border-radius:6px;font-weight:bold;text-decoration:none}
.hero{background:#0E2448;color:white;padding:80px 20px;text-align:center}
.container{max-width:1100px;margin:auto;padding:40px 20px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:white;padding:24px;border-radius:10px;box-shadow:0 5px 20px rgba(0,0,0,.06)}
footer{background:#0E2448;color:#D6DCE6;padding:40px 20px;margin-top:40px}
.footer-inner{max-width:1100px;margin:auto}
h1,h2,h3{font-family:Montserrat,Arial}